Low cost loans
Department of Work and Pensions Budgeting Loan
Interest-free loans for essential items over £100 Maximum loan amount: Single claimants £348, Couples £464, Families with children £812. Print out application form (or request from Jobcentre), complete and return to Jobcentre. Must be in receipt of Income Support, Income Based JSA or ESA or Pension Credit for at least six months.
Solent Credit Union loan
Affordable personal loans for essential items. For those who are unable to access affordable credit via a bank or building society (e.g. due to poor credit history). 023 8178 8375